Absolutely immaculate newly painted Elcott model with lush fenced bckyrd & wooded views. 4 bdrms, 2 1/2 bths + bns rm. Huge great room w/ lots of light, scrnd porch, outdoor bar & firepit. Mstr bdrm downstairs w/ lrg bthrm & fully built-out closet. 3 bedrooms upstairs with spacious loft area. 42″ kitchen cabs w/ SS & granite, breakfast bar & separate dining area. Formal living room/study & dining rm is located off foyer. Lrg garage with plenty of storage. Amenities to include gate, pool, park, fitness center & plygrnd. Houses like this do not come along everyday! Don’t miss this opportunity.
Thirty years ago, mobile phones were too clunky to fit in anybody’s pocket. VCRs recorded our favorite TV shows. Windows 1.0 was introduced. And heat pumps were the state-of-the-art option for home HVAC systems.
Times change, and technology advances have improved the conveniences we rely on, including the devices that heat and cool our homes. Today’s heating, ventilation and air conditioning systems offer new ways to increase comfort and efficiency and may even save you some money in the long run. Plus, federal tax incentives and local rebates make now an opportune time to take a new look at heat pumps.
Heat pumps 101
Understanding heat pumps starts with a simple fact: They don’t create heat. What they can do, in cold or hot weather, is move heat from one place to another.
This transfer process uses two possible heat sources: air or ground (or groundwater). Air-source heat pumps collect heat from the air and move it where you want it (indoors in winter, outdoors in summer). Ground-source and water-source heat pumps are geothermal systems—they transfer heat through looped tubing or pipes located in soil or water below ground, where temperatures tend to be more stable year-round.
More than half of the homes served by S.C. electric cooperatives are heated and cooled by heat pumps, and the vast majority of those are air-source heat pumps. Read more HERE.
The Cobb Group began specializing in Moss Creek fourteen years ago and has grown into a formidable team leading the way for buyers and sellers in the mainland communities. Three of the owners live, work, and play in Moss Creek and represent all age groups of buyers and sellers. The role over the years has expanded from just being “agents” or “Realtors” into family consultants. Without the community knowledge & leadership on understanding the impact of covenants, rules, regulations, insurance, inspection, building codes, and fees a buyer or seller is at a disadvantage.
Over the years we have “saved the bacon” for more than one Moss Creek home owner. Determining the opportunity for a Moss Creek upgrade in moving certificates is a very complex and possibly dangerous experience for someone unfamiliar with the process. Did you know for example, that many Moss Creek owners have a different certificate fee than the well-known “23,000”. It takes experience, understanding, and confirmation with Moss Creek Administration to save a slippery slope.
That’s what we do-we know about complexities and each transaction is different-none of them are the same-it takes an Expert and a Leader to make it a win-win for everybody. All you have to do is ask some of our clients and they in the end of the day determine who is number one.
The Cobb Group believes that we need to support the Beaufort County theme of “Control the Land & Protect the River”. Over 80% of you have voted for the County Council to have the authority to purchase land with the intent of protecting the rural aspect of the County and prevent over commercialization. The council agreed to buy 18 acres along the Okatie River near the Toyota dealership and was given an option to purchase the additional 88 acres for $12,000,000. The Cobb Group believes it is in our best interest to preserve the environmental sensitive and therefore control any development. Not securing the property could mean a long legal battle with the owners trying to maximize revenue by changing the zoning to commercial.
The Cobb Group encourages the County Council believes the top priority is to limit development on the property and protect the river from the deleterious effects of overbuilding and pollution runoff. There is just too much risk in not making the purchase. You can make a difference by contacting Chairman Paul Summerville at firstname.lastname@example.org and express your feelings.
The Cobb Group wants to secure our future for our grandchildren.
$25 per car (load ‘em up!) at the Gate. Proceeds benefit Family Promise of Beaufort County, and their mission to provide temporary shelter, family stability, and permanent housing solutions for homeless families with children by mobilizing community resources.
Bring your own chairs. And, your favorite Tuesday night date. Food and beverage will be available for purchase (Cash sales only.). If you’re carrying in your own picnic, please bring only hand-held coolers and/or bags. All bags/coolers are subject to inspection.
For More Informtion, Click HERE.
Homeowners insurance is a necessity. If you have a mortgage, your lender will require coverage—and if your home is mortgage-free, then you should have coverage anyway.
But not all insurance coverage is alike. Policies and protections differ, and so do costs. Your goal is to find the right amount of protection for the least amount of money.
3 types of homeowners insurance
Homeowners insurance generally comes in three standardized packages:
- HO-1: Basic package offers protection against such perils as fire, theft, and certain types of liability.
- HO-2: More comprehensive package protects against damage from broken pipes, the weight of ice and snow, and broken water heaters.
- HO-3: The highest level of coverage, it generally includes just about everything and excludes only earth-shaking events such as earthquakes and floods.
Read More HERE.
If you ever worry about where your food comes from, or what kind of chemicals might have been put in or on it, growing your own is a great solution. Plus, you won’t be spending all your cash on organic produce from
Whole Paycheck Whole Foods anymore.
But don’t worry, you don’t have to give up attractive landscaping—an edible garden can look good, too, says Jamie Durie, author of “Edible Garden Design.” (Click the image below to buy the book for a special price of $4.99, until May 18.)
To transform your garden into an Edenic land of bounty, think of swapping your pretty-but-useless ornamental plants for edible ones. Instead of ornamental hedges around the sides, use apple or citrus trees. You can train them to grow against a wall by tying them to a frame—this is called espalier. Durie particularly likes prunus serrula, also known as Tibetan cherry, for this.“The reason I wrote this book is, I got really sick and tired of looking at ugly vegetable gardens,” Durie said in a phone interview from his Southern California home.
Read More HERE.
Check out this informative episode of Real Estate News featuring our very own, Allison Cobb!
Good Morning! Often the true value of an experienced Realtor is missed by the buying & selling community and often their costs are misunderstood and associated too much with car salesmen and so-called wheeler/dealers. It is true in a very tight and expanding market when properties are spilling off the shelf, that the role of a Realtor is not quite as critical as in times of normal marketing.
Just think about it! Most people find that their primary home and possibly their secondary home represent a significant percentage of their portfolio. Wouldn’t you want to give those investments the same care from professional investment advisors that you would give to other types of portfolio investments? In normal markets I see experienced Realtors like The Cobb Group as the “Fidelity or Merrill Lynch” of real estate.
In the old days before the internet, potential buyers would call and ask for comps to be sent to them by mail and wanted to be picked up at the Savannah Airport and shown “The Lowcountry”. The average time spent visiting properties for the first time could be an average of two to three days on the first trip. Normally, a purchase wouldn’t take place until the buyer had all of the answers and it wasn’t uncommon for them to make two or three physical trips here before purchasing. Realtors really earned their keep.
Today 80% of the buyers are completely familiar with the real estate market here before they even visit. What they often miss is the idiosyncrasies of each area that can be school or legal related, market related, and even involved with job consequences. There are a number of residential areas in the Lowcountry that are marketed well even though they have serious and out of control financial or legal problems. We have one particular area north of Hilton head that is very easy to buy a beautiful piece of property but to turn around and sell it is almost impossible.
The value of a Realtor to a buyer is solid representation eliminating any surprises and negotiating on behalf of the buyer to insure the most economical contract is completed to closing. Today buying a home involves issues with flood insurance, attorneys, bank appraisals, inspections, short sales/foreclosures, surveys, etc. A first class Realtor can prevent the problems never anticipated by the buyer.
On the other hand, A Realtor in representing a seller knows how to position the home for sale, how to price it, where to look for buyers, how to successfully market it, and what kind of marketing to initiate. For example, buyers today often want to purchase on their first trip to the Lowcountry and time is an issue so “first impressions” of a property are critical. Small improvements to maximize curb appeal can be extremely important. It’s so important a Realtor capture the ambiance of the home and match it to needs of the marketplace. It’s a mistake to just let a property sell itself; it will often just go stale.
A home for sale needs a first class mentor and a buyer needs the best possible representation!
When a home owner decides to sell their property, it should be one of most significant investment decisions to be made in choosing the most effective Realtor. In our experience the decision can be worth thousands of dollars and most importantly keep the seller out of any legal issues that can impact a transaction.
We in The Cobb Group see ourselves as financial consultants responsible for listing, marketing, and selling your property from the time of listing agreement right through to closing. Our advice and counseling moves right through offer negotiations, home inspection, elevation/survey issues, and through any other issues including financial contingencies. We often jointly review the HUD statement to insure accuracy and arrange for the check to be direct deposited in the account of the seller. Most of the time, our sellers have moved on during the process and we complete the transaction without the seller ever returning to the Lowcountry.
Seller/buyer transactions have become more and more difficult with county/federal/state changes in building codes, real estate legalities, inspection negotiations, and major issues complicating the transaction such as changes in elevation-flood insurance. It is the responsibility of the Realtor to be able to manage all of these issues.
For example, the Federal government has chosen not to subsidize flood insurance in the future which calls for a complete “redo” of all waterfront property in the country. Nobody at this point knows to what extent this financial impact will have on flood insurance. Even the insurance companies at this point are completely confused on their own strategies. So far we have been able to keep flood insurance a minor issue.
Home inspections, another example of complexity: where in the past inspections were normally a minor problem with the buyers asking only for very major items to be repaired and now normal operating procedure is for the seller to be asked to fix the total laundry list of items. A first class Realtor can manage this problem at minimum cost.
Representing a seller is a commitment to excellent and perfection in making sure all of the details are covered; normally subcontractors are required for repair, maintenance, and updating and we have our own list of responsible firms that support us. We often manage estate sales, for example, which require contacting consignment shops, auctions, and charity companies to arrange for listing the property. We have financial and legal support that we trust and have partnered with us for years.
In summary, the important point here is to recognize that selling a house is not an easy transaction anymore and involves an increasing amount of pitfalls, danger, negotiation, and manage control. This is where The Cobb Group shines and where we believe we separate ourselves from the rest of the Realtor community. Hiring a ‘friend” to represent you could be a very bad decision for a home owner in what is becoming a very complicated process of selling and buying.